Kreasi, as a key partner of Bingjian Global in Indonesia, is committed to introducing globally leading AI-powered risk management solutions to the local market.

Bingjian Global is a Singapore-headquartered global fintech leader specializing in the application of big data and cutting-edge machine learning technologies to deliver innovative AI-driven risk management solutions for financial institutions. Its business network spans core regions including the US, China, and Southeast Asia, underpinned by profound technical expertise and a global perspective.

Through its deep collaboration with Bingjian, Kreasi brings its proprietary methodology to Indonesia. This methodology deeply integrates three core pillars—data, models, and analytics—empowering us to provide predictive analytics and actionable insights for individuals and financial institutions in Indonesia. Our solutions focus on two critical areas: risk management and precision marketing.

By integrating massive, multi-source heterogeneous data and applying advanced AI technologies adapted for local contexts, our products construct comprehensive 360° user profiles. This enables precise assessment of individual credit risk and in-depth exploration of marketing potential. This empowers financial institutions to optimize decision-making processes, enhance operational efficiency, mitigate risk exposure, and achieve more effective customer engagement and value conversion. Simultaneously, we ensure all solutions strictly comply with relevant Indonesian data privacy laws and financial regulatory requirements.